Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106660.16 6660.1600000000035 6.66
HDFC Dynamic Debt Fund - Growth Option 100000 102,973 2,973 2.97
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6660.1600000000035 Not Applicable Not Applicable 1998.05 4662.110000000001
HDFC Dynamic Debt Fund - Growth Option 2,973 Short Term Not Applicable 892 2,081

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 One Dynamic Bond Reg Gr 24-06-2013 0.61 5.6 8.02 7.96 6.85 6.88 6.95
Axis Dynamic Bond Reg Gr 01-04-2011 0.65 5.39 7.34 7.23 6.14 7.13 7.81
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 4.79 6.37 6.32 5.02 - 5.83
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.66 4.75 5.63 6.81 5.41 6.8 7.49
ICICI Pru All Seasons Bond Gr 01-05-2009 1.32 4.7 7.03 7.16 6.5 7.55 8.22
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 4.55 7.02 7.14 6.77 5.88 7.54
Kotak Dynamic Bond Reg Gr 26-05-2008 1.34 4.51 6.53 7.1 6.03 7.25 7.86
SBI Dynamic Bond Reg Gr 10-02-2004 1.37 4.48 6.25 6.68 6.11 7.0 6.06
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 4.32 7.1 7.13 6.18 6.5 6.52
MahIndra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.54 3.87 6.03 6.41 4.98 - 5.21
UTI Dynamic Bond Reg Gr 23-06-2010 1.69 3.51 6.25 6.52 8.79 6.31 7.57
Quantum Dynamic Bond Reg Gr 05-04-2017 0.99 3.17 5.98 6.79 6.24 - 6.65
HDFC Dynamic Debt Gr 28-04-1997 1.43 3.07 5.58 6.28 5.12 5.71 7.93
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.64 2.98 5.83 6.43 5.4 6.29 5.8
JM Dynamic Debt Reg Gr 25-06-2003 0.97 2.92 6.16 6.39 5.68 6.19 6.54
PGIM India Dynamic Bond Gr 12-01-2012 1.68 2.04 5.13 5.96 5.09 6.41 7.09
DSP Strategic Bond Reg Gr 16-05-2007 1.17 2.0 4.87 6.11 5.53 6.45 6.67
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.22 1.6 4.67 5.57 5.08 - 5.09
Groww Dynamic Term Fund Reg Plan Gr 30-11-2018 1.37 1.33 4.26 4.79 4.43 - 5.38
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.72 1.05 4.49 5.36 5.12 5.75 7.29
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.71 0.85 3.77 4.79 4.36 5.54 6.57
Union Dynamic Bond Gr 13-02-2012 1.54 0.6 4.3 5.23 4.42 5.38 6.13